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FREQUENTLY ASKED QUESTION
How do I get started?
You can start the process immediately by calling any of our locations or fill out the loan application and email or fax it back to our office.
What is Title Loan?
A Title Loan is a loan that is secured by your vehicle. When the loan is due, you can
1) Pay the interest to extend the loan for additional months
2) Pay the interest and principal to reduce the loan
3) Pay the loan in full
What do I need to qualify for a loan?
You must own a paid off vehicle, boat, motorcycle, RV or ATV with a Clear Title, be 18 years of age and have a current permanent residence.
How much money can I borrow?
The loan amount is based upon the value of your vehicle, boat, motorcycle, RV or ATV. Call any time for an estimate of how much you may be eligible for.
How fast can I get the money?
We usually can have you approved within twenty minutes after taking your application. You can pickup the money at any of our locations when you come into complete your loan.
Do I need to have good credit to get a loan?
No. No credit check required. We do not check credit.
How much will this loan cost me?
It depends on which of our loan programs you qualify for.
How long is the term of the loan?
When the loan comes due, you may pay only the interest to extend the loan, or you may pay off the loan, or pay interest plus any amount of principal to reduce your next payment.
Can I pay off the loan at any time?
Yes.
Do I get to keep my car?
Yes, you always keep your vehicle.
Do I need a Checking or Savings Account?
No.
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